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Ladies just can't help it -- we must shop till we drop, make "charge it" our motto and aim to land a wealthy husband to take care of us, right? Both sexes should be financially secure, but women in particular need to step up their game, says financial planner Leslie Greenman.

Greenman is the author of "Dating Our Money," which offers female love-seekers the vital information necessary to make savvy choices about both money and men. At 35, when her husband died, she became a single mom of two young boys.

You grow in confidence, learn continually, and experience many bumps in the road. Don't be afraid if you don't have all the answers to confidently manage your money.

Leslie empowers women with the knowledge to be prepared for the unexpected, including the 3 D's- death, divorce or disease.

When applying for a mortgage, you might proudly list the high-limit credit cards you own on your application.

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